Privacy Policy
Last Updated: [20-Jan-2024]
Welcome to InsPay Digital Pvt Ltd ("InsPay," "we," "us," or "our"). This Privacy Policy is designed to help you understand how we collect, use, disclose, and safeguard your personal information. By using our Recharge Services, Verification Service, Banking Services, BBPS Service, or accessing our website, you agree to the terms outlined in this Privacy Policy.
- Information We Collect
We may collect various types of information to provide and improve our services. The information we collect may include:
1.1. Personal Information: We may collect personal information such as your name, address, contact details, and identification documents for account creation, verification, and provision of our services.
1.2. Financial Information: To facilitate banking services and transactions, we may collect financial information such as bank account details, credit/debit card information, and transaction history.
1.3. Usage Information: We may collect information about how you interact with our services, including log files, device information, and browsing activity.
1.4. Cookies: We use cookies to enhance your experience, personalize content, and analyze usage patterns. You can manage cookie preferences through your browser settings.
- How We Use Your Information
We use the information we collect for various purposes, including:
2.1. Service Provision: To provide you with Recharge Services, Verification Service, Banking Services, BBPS Service, and other related services.
2.2. Identity Verification: To verify your identity and comply with regulatory requirements.
2.3. Customer Support: To respond to your inquiries, provide customer support, and address any issues you may encounter.
2.4. Marketing and Promotions: To inform you about our services, promotions, and updates. You can opt-out of marketing communications at any time.
2.5. Security: To protect against fraud, unauthorized access, and other security threats.
2.6. Legal Compliance: To comply with applicable laws, regulations, and legal processes.
- Information Sharing
We may share your information with third parties under the following circumstances:
3.1. Service Providers: We may engage third-party service providers to assist with the provision of services, and they may have access to your information.
3.2. Legal Requirements: We may disclose information if required by law, government authorities, or to protect our rights and interests.
3.3. Business Transactions: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.
- Data Security
We implement reasonable security measures to protect your information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission or storage is entirely secure, and we cannot guarantee absolute security.
- Your Choices
You have choices regarding the collection and use of your information. You can update your preferences, opt-out of marketing communications, and manage cookie settings through your account settings or device/browser options.
- Updates to this Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of any material changes through our website or other means.
- Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or your information, please contact us at [info@inspay.in].
By using our services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with our practices, please refrain from using our services.